Insurance Products
Auto, home, flood, umbrella, RV, boat, and the specialty coverage a lot of agents would rather not deal with. Tell us what you’re protecting and we’ll find the right fit.
Backed by GEICO
You get GEICO’s nationwide strength and competitive rates, plus a Maine agent who actually picks up the phone.
90 Years of Driving Forward TogetherVehicles & Recreation
Auto Insurance
Real GEICO rates with real local guidance. Same pricing you’d find on geico.com, plus a Maine agent who knows your name and picks up the phone.
- Liability, collision & comprehensive coverage
- Uninsured/underinsured motorist protection
- Roadside assistance & rental reimbursement
- Multi-vehicle discounts available
Motorcycle Insurance
Whether it’s a weekend cruiser or how you get to work, a standard auto policy wasn’t built for two wheels. We’ll set you up with coverage that actually fits the bike.
- Collision & comprehensive coverage
- Bodily injury & property damage liability
- Coverage for custom parts & equipment
- Year-round or seasonal coverage options
RV Insurance
Your RV is part vehicle, part home, and it needs coverage that reflects both. We’ll build a policy that protects you whether you’re parked or in motion.
- Collision, comprehensive & liability coverage
- Full-timer coverage for those who live in their RV
- Personal belongings & attached accessories covered
Boat Insurance
Whether you own a fishing boat, a sailboat, or a powerboat, standard auto and home policies usually offer little or no coverage on the water. A boat policy is built for it.
- Hull & machinery coverage
- Liability for on-water accidents
- Coverage for boating equipment & accessories
- Agreed value or actual cash value options
Collector Car Insurance
Standard auto insurance typically pays actual cash value, which may not reflect a collector car’s worth. Agreed value collector car coverage is built to protect your investment at the value you agree on.
- Flexible mileage plans for occasional & show use
- Coverage for spare parts, tools & accessories
- Available for classic cars, muscle cars, antiques & exotics
Snowmobile Insurance
Maine winters are made for the trails. Standard policies usually offer little or no coverage in the backcountry, and a dedicated snowmobile policy is built for it.
- Collision, comprehensive & liability coverage
- Coverage for custom parts, accessories & gear
- Seasonal payment options that fit Maine winters
Trailer Insurance
Coverage for utility, boat, and travel trailers can be limited under the policy on the truck pulling them. A dedicated policy covers damage to the trailer itself.
- Physical damage coverage for the trailer
- Coverage while towed, parked & in storage
- Contents & attached equipment protection
Golf Cart Insurance
Golf carts and low-speed vehicles often have limited or no coverage under auto and home policies once they leave your property. A dedicated policy covers them properly.
- Liability coverage on and off the course
- Collision, theft & vandalism protection
- Coverage for accessories & custom upgrades
Home & Property
Home Insurance
We’ll cover the house and everything in it, built around your actual property instead of a one-size-fits-all policy.
- Dwelling & personal property protection
- Liability coverage for accidents on your property
- Additional living expenses if you’re displaced
- Bundle with auto for multi-policy savings
Condo Insurance
Your association’s master policy stops at your walls. Condo insurance covers what’s inside and the gaps the building policy leaves behind.
- Interior & personal property protection
- Liability coverage for accidents in your unit
- Loss assessment & additional living expenses
Renters Insurance
Your landlord’s insurance generally doesn’t cover your belongings. If a pipe bursts or someone breaks in, renters coverage is what protects the stuff that’s actually yours.
- Personal property coverage for theft, fire & more
- Temporary living expenses if your unit becomes uninhabitable
- Surprisingly affordable; ask us for a free quote
Landlord Property Insurance
A tenant’s belongings aren’t your problem, but everything else about that property still is. Landlord coverage protects the building, your liability, and the rental income if a unit goes empty.
- Dwelling & other structures protection
- Liability coverage for tenant & visitor injuries
- Loss of rental income if the property is uninhabitable
Flood Insurance
Most homeowners don’t find out that standard home policies exclude flood damage until the water is already in the basement.
- Protection beyond what standard home policies offer
- Critical for coastal Maine & low-lying areas
- Don’t wait for a storm warning to get covered
Mobile Home Insurance
Manufactured and mobile homes are underwritten differently than stick-built houses, and a standard homeowners policy usually isn’t written for one.
- Coverage for the home, attached structures & belongings
- Liability protection for accidents on your lot
- Protection in transit and while sited
Specialty Coverage
Umbrella Insurance
One bad accident or lawsuit can go past what your auto or home policy covers. Umbrella insurance picks up where those limits stop, so a single bad day doesn’t put your savings on the line.
- Extra liability protection for major lawsuits & claims
- Protects your savings, home & future earnings
- Affordable extra protection when a claim goes over your other limits
Jewelry Insurance
Engagement rings, heirlooms, fine watches. Standard home policies cap jewelry coverage at limits that rarely come close to what the piece is really worth.
- Coverage for loss, theft, damage & mysterious disappearance
- Agreed value coverage, no depreciation deductions
- Worldwide protection, at home or while traveling
Identity Theft Insurance
Someone opens a credit card in your name, or files a tax return before you do. Identity theft coverage picks up the legal fees and the cleanup, so you’re not sorting it out alone.
- Coverage for legal fees, lost wages & recovery costs
- Fraud monitoring & restoration assistance
- Protection for you and your household members
Backed by GEICO
You get GEICO’s nationwide strength and competitive rates, plus a Maine agent who actually picks up the phone.
90 Years of Driving Forward Together
Get Your Personalized Insurance Quote
Tell us a little about what you’re protecting and a licensed Maine agent will put together a quote built around your life. It’s free, and there’s no obligation to buy anything.
- Coverage built for your life, not a template
- The same GEICO rates you’d find online
- A licensed local agent from start to finish
- A real answer fast, with no runaround
Frequently Asked Questions
Short answers to the things people ask us most. If yours isn’t here, just ask. We’re happy to talk it through.
No, and it's one of the costliest surprises out there. Standard home policies exclude flooding outright. Along the Maine coast and in low-lying areas, a separate flood policy is worth a serious look before the next storm, not after.
Your landlord's policy covers the structure, not your belongings. If there's a fire, a theft, or water damage, your furniture, electronics, and clothes aren't covered unless you carry your own renters policy. It's also one of the most affordable coverages there is.
An umbrella policy adds a layer of liability protection on top of your auto, home, or renters coverage. If you're sued after a serious accident and the damages run past your limits, it protects your savings, your home, and your future earnings. It costs less than most people expect.
Yes. Standard auto and home policies don't follow you onto the water, onto two wheels, or into the backcountry. Without dedicated coverage, you're on your own out there.
Bundle two or more qualifying policies, auto and home for instance, and both premiums come down. The more you keep in one place, the more you save, and you have one agent to call instead of several.
Yes. Home policies cap jewelry at limits that rarely reflect what a piece is really worth, and standard auto policies routinely undervalue collector vehicles. We offer dedicated coverage with agreed value options and no depreciation deductions.
An RV is part vehicle and part home, so the policy covers both sides: collision and liability on the road, plus your personal belongings and attached accessories. If you live in it, full-timer coverage picks up what a standard policy leaves out.
Landlord coverage. It protects the building and other structures, your liability if a tenant or visitor is injured, and your rental income if the property becomes uninhabitable.